Private Health Plans
Priced on your health, not your income — so healthy individuals and families can often pay less.
- Rates based on your health
- Nationwide PPO — choose your doctors
- Great for families & self-employed
Your health insurance specialist
Health coverage that feels easy.
Independent broker for individuals, families, and the self-employed. I compare plans across top carriers to find coverage that fits your needs and budget — in English or Spanish.
500+families helped
6 yrsin insurance
EN · ESse habla español
500+ familiescovered & cared for
Licensed · NPN 19633334
Plans from carriers like
Allstate Health
Cigna
Aetna
Mutual of Omaha
Americo
Foresters
Transamerica
National Life Group
Health insurance · my specialty
The right plan for your doctors, your family, and your budget.
I compare options from Allstate Health, Cigna, Aetna, and more — so you don’t have to.
ACA Marketplace
Pricing is based on your income, and you may qualify for subsidies that lower your monthly premium.
- Income-based savings
- Pre-existing conditions covered
- Check-ups, prescriptions & mental health
Supplemental Protection
Extra coverage that can pay cash directly to you when a serious diagnosis or injury hits — on top of your health plan.
Critical illness
Cancer
Heart attack
Stroke
Accident
Dental & vision
Private health · quick estimate
See what a private health plan could cost.
Just enter ages — no personal information needed.
Getting covered is as easy as 1, 2, 3.
1
We chat
Tell me about you, your family, and your budget.
2
I find your options
I compare plans and walk you through them in plain language.
3
You’re covered
We enroll together — and I’m here whenever you need me.
Life insurance
Peace of mind for the people you love.
Term Life
Protects your home and family during the years that matter most — with options that can pay off your mortgage.
IUL & Whole Life
Coverage that lasts your whole life and builds cash value you can use later.
Final Expense
Covers end-of-life costs so your family doesn’t have to. Easy to qualify, affordable monthly.
Hi, I’m Estefania
I make insurance simple, clear, and personal.
I started my career in property & casualty with a major carrier. I loved helping people, and I wanted to do it in a deeper way — that’s what brought me to health and life insurance.
Six years and 500+ families later, my goal is the same: to be the warm, trustworthy guide you can call anytime.